ADVICE AND SOLUTIONS
Small Claims Assistance
Is there a time limit in which I can make a claim?
In the UK (England & Wales), small (money) claims are subject to statutory time limits based on the nature of the dispute—there’s no single rule that fits all. These limits come from the Limitation Act 1980
Common time limits
Claim Type-limitation Period-start Date
Contract/Unpaid invoices years (12 years if under a deed)When the contract is breached or invoice is due
Negligence/tort (e.g. damage)6 years-same as above
Personal injury 3 years-from the date of injury (or first knowledge)
Defective products (with injury)3 years-from injury or knowledge, max 10 years from supply
Contracts under seal (i.e. a deed) allow 12 years before time runs out
Why it matters
After the relevant period expires, your claim becomes statute-barred—the court can dismiss it without considering the merits. Extensions are rare and typically require compelling reasons, like the claimant being unaware due to disability or serious concealment by the defendant .
Practical next steps
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Pin down the exact date when the issue occurred—e.g., invoice due, accident date, or when you discovered the issue.
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Check which category fits your case and confirm the 3‑ or 6‑year limit.
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Act early—start with a Letter Before Action (e.g. demand payment, give them ~30 days), then file your claim in court before the time limit expires.
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Need help? For complex cases—like hidden defects, landlord repair liability, or where you weren’t aware until much later—consider Citizens Advice or legal advice early.
Key takeaway: For most small‑claim cases in England & Wales, you have six years from the breach or due date to file—unless it involves injury (3 years) or a deed (12 years). If you're unsure, it's safer to act sooner rather than risk losing your right to claim.